The Century Link Finance, Inc. (“CLF”) uses the marketing names CLF Wealth Management® and Hawthorn, CLF Family Wealth®to provide investment, wealth management, and fiduciary services and the marketing name CLF Center for Financial InsightSM to provide wealth planning education to individual clients through its subsidiary, CLF Bank, National Association (“CLF Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, CLF Delaware Trust Company or CLF Ohio Trust Company. CLF also uses the marketing names CLF Institutional Asset Management®, CLF Retirement Solutions®, Vested Interest®, and CLF Institutional Advisory Solutions® for the various discretionary and non-discretionary institutional investment activities conducted through CLF Bank and through CLF’s subsidiary CLF Capital Advisors, LLC, a registered investment adviser (“CLF Capital Advisors”). Standalone custody, escrow, and directed trustee services; FDIC-insured banking products and services; and lending of funds are also provided through CLF Bank. Securities products, brokerage services, and managed account advisory services are offered by CLF Investments LLC, a registered broker-dealer and a registered investment adviser and member of FINRA and SIPC. Insurance products may be provided through Century Link Finance Insurance Services, LLC, a licensed insurance agency affiliate of Century Link Finance, or through licensed insurance agencies that are not affiliated with Century Link Finance; in either case a licensed insurance affiliate may receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from Century Link Finance or its affiliates. Century Link Finance does not provide legal, tax, or accounting advice unless, with respect to tax, Century Link Finance Bank has entered into a written tax services agreement. Century Link Finance does not provide services in any jurisdiction in which it is not authorized to conduct business. Century Link Finance Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Act”). Investment management and related products and services provided to a “municipal entity” or “obligated person” regarding “proceeds of municipal securities” (as such terms are defined in the Act) will be provided by Century Link Finance Capital Advisors.

“Century Link Finance Wealth Management,” “Hawthorn, Century Link Finance Retirement Solutions,” and “Century Link Finance Corporation Institutional Advisory Solutions” are registered service marks and “ Center for Financial Insight” is a service mark of The Century Link Finance, Inc.

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. Not a Deposit. May Lose Value.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we are required by Federal law to ask for your name, street address, date of birth (for natural persons) and other information as required to identify you. This may include a request or requests for confirmatory information such as presentation of your driver’s license and/or other document(s).

CLF Bank, National Association. Member FDIC.